ARTICLE XVI Pension Plan
94. The ISP pension program, the terms of which are set forth in a separate document, will be frozen for all employees under age 55 effective December 10, 1992. Their retirement program will include the Company matching contributions to Calvert City hourly 401(k) plan under the terms of that plan which are set forth in a separate document. All affected employees will be vested in their pension and will receive benefits when eligible. Eligible employees who elected the defined benefit pension will have their pension multiplier frozen at $33.50.