:root{--navy:#0b1f3a;--blue:#1f5ea8;--red:#c7222a;--bg:#f5f7fb;--panel:#ffffff;--text:#202938;--muted:#647084;--border:#dfe5ef;--shadow:0 14px 38px rgba(11,31,58,.12)}
[data-theme=dark]{--bg:#0d1420;--panel:#121c2b;--text:#eef3fb;--muted:#a9b5c7;--border:#263448;--shadow:0 18px 40px rgba(0,0,0,.34)}
*{box-sizing:border-box} body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.65} a{color:inherit}.site-header{position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;padding:14px clamp(16px,4vw,48px);background:rgba(11,31,58,.96);color:#fff;box-shadow:0 4px 22px rgba(0,0,0,.18)}.brand{display:flex;gap:10px;align-items:center;text-decoration:none;font-weight:800;font-size:1.1rem}.brand-mark{background:var(--red);color:#fff;border-radius:8px;padding:6px 8px;letter-spacing:.04em}.main-nav{display:flex;align-items:center;gap:6px}.main-nav a,.theme-toggle{border:0;background:transparent;color:#fff;text-decoration:none;padding:9px 10px;border-radius:999px;font:inherit}.main-nav a:hover,.theme-toggle:hover{background:rgba(255,255,255,.12)}.nav-toggle{display:none;border:1px solid rgba(255,255,255,.3);background:transparent;color:#fff;border-radius:8px;padding:8px 10px}.hero{padding:72px clamp(18px,5vw,72px);background:linear-gradient(135deg,var(--navy),#153b68 60%,var(--red));color:#fff}.hero.compact{padding-top:44px;padding-bottom:44px}.hero h1{font-size:clamp(2.2rem,6vw,4.8rem);line-height:1.02;margin:.15em 0}.hero.compact h1{font-size:clamp(2rem,5vw,3.4rem)}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-weight:800;font-size:.8rem;opacity:.86}.hero-lede,.hero p{max-width:850px;font-size:1.1rem}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.button{display:inline-flex;text-decoration:none;background:var(--red);color:#fff;border-radius:999px;padding:12px 18px;font-weight:800;box-shadow:0 10px 20px rgba(0,0,0,.15)}.button.secondary{background:#fff;color:var(--navy)}.button.ghost{background:transparent;border:1px solid var(--border);color:var(--text);box-shadow:none}.content-shell{max-width:1120px;margin:0 auto;padding:34px clamp(16px,4vw,36px)}.cards-grid,.article-grid,.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:18px}.feature-card,.article-card,.search-card,.rate-panel,.note-box,.document-list a{display:block;background:var(--panel);border:1px solid var(--border);border-radius:18px;padding:22px;text-decoration:none;box-shadow:var(--shadow)}.feature-card:hover,.article-card:hover,.document-list a:hover{transform:translateY(-2px);transition:.15s}.article-card span{display:block;color:var(--red);font-weight:800;font-size:.85rem;text-transform:uppercase;letter-spacing:.08em}.article-card strong{font-size:1.08rem}.search-card label{display:block;font-weight:800;margin-bottom:8px}.search-card input{width:100%;border:1px solid var(--border);border-radius:12px;background:var(--bg);color:var(--text);font:inherit;padding:14px 16px}.search-results{margin-top:16px;display:grid;gap:12px}.result{border-left:4px solid var(--blue);background:var(--bg);padding:14px;border-radius:12px}.result a{font-weight:800;color:var(--blue);text-decoration:none}.result small{display:block;color:var(--muted)}.contract-text{background:var(--panel);border:1px solid var(--border);border-radius:18px;box-shadow:var(--shadow);padding:clamp(18px,4vw,42px)}.contract-text h3{font-size:1.2rem;margin:1.9em 0 .6em;color:var(--blue);border-bottom:1px solid var(--border);padding-bottom:.4em}.contract-text p{margin:.85em 0}.contract-text .numbered{padding-left:1rem;border-left:3px solid var(--border)}.prev-next{display:flex;justify-content:space-between;gap:12px;margin-top:22px;flex-wrap:wrap}.table-wrap{overflow-x:auto}table{width:100%;border-collapse:collapse;background:var(--panel)}th,td{border-bottom:1px solid var(--border);padding:12px;text-align:left}th{background:rgba(31,94,168,.12);font-weight:900}.money{text-align:right;font-variant-numeric:tabular-nums;font-weight:800}.year-tabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:20px}.year-tabs a{background:var(--panel);border:1px solid var(--border);border-radius:999px;padding:8px 14px;text-decoration:none;font-weight:800}.rate-panel{margin:20px 0}.note-box{border-left:6px solid var(--red)}.document-list{display:grid;gap:14px}.document-list span{display:block;color:var(--muted)}.site-footer{padding:28px clamp(18px,5vw,72px);background:var(--navy);color:#dce8f8;margin-top:38px}.site-footer p{max-width:1100px}.main-nav.open{display:flex}
@media(max-width:760px){.nav-toggle{display:block}.main-nav{display:none;position:absolute;top:64px;left:0;right:0;background:var(--navy);padding:12px 18px;flex-direction:column;align-items:stretch}.main-nav a,.theme-toggle{text-align:left}.hero{padding-top:52px}.content-shell{padding-top:24px}.contract-text{font-size:.98rem}}
.hero-logo {
    max-width: 350px;
    width: 100%;
    height: auto;
    display: block;
    margin: 0 auto 20px auto;
}